Share Savings Rates

Minimum Balance Requirements

Effective 3-31-2008

*Truth In Savings Disclosure

 

  

Nominal Rate

Annual Percentage Yield

Regular Shares

 $5.00

1.00%

1.00%

Christmas Club

 None

1.00%

1.00%

IRA Accumulation

 None

3.00%

3.04%
Accumulation* Minimum balance required to earn the stated APY* Nominal Rate Annual Percentage Yield
Balance $1,000 - $4,999
Balance $5,000 - $9,999
Balance $10,000 - $24,999
Balance $25,000 or more
$1,000.00
$5,000.00
$10,000.00
$25,000.00
1.00%
1.20%
1.40%
1.60%
1.00%
1.21%
1.41%
1.61%

*Annual Percentage Yield.  Rates effective 5-31-2008 and subject to change monthly.  Three withdrawals per month allowed, $10 for each additional withdrawal.
Money Market**
Balance $10,000 - $24,999
Balance $25,000 - $49,999
Balance $50,000 - $74,999
Balance $75,000 or more
 
$10,000.00
$25,000.00
$50,000.00
$75,000.00
 
1.70%
1.80%
2.15%
2.50%
 
1.71%
1.82%
2.17%
2.53%
**Rates effective 5-31-2008 and subject to change monthly.  Three withdrawals per month, $10 fee for each additional withdrawal.
       
Share Certificates Minimum Balance Requirements

Effective 5-21-2008

  
91 Day Certificate $500.00 2.00% 2.02%
182 Day Certificate $500.00 2.50% 2.53%
1 Year (365 Days) $500.00 2.80% 2.84%
2 Years $500.00 2.95% 3.00%
3 Years $500.00 2.90% 2.94%
4 Years $500.00 2.90% 2.94%
Jumbo CD's $99,000.00 Call for Quotes