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 Share Draft Checking Fees Effective 1-1-2012
Monthly Service Charge None     
Overdraft Transfer Fee  $15 Per Day* One Free Transfer Per Month   
NSF Fee Overdrafts Paid  $25 Per Item    
NSF Return Item Fee  $25 Per Item    
Courtesy Pay Overdrafts Paid  $25 Per Item    
Stop Payment Order  $25 Per Item  $25 Fee Series of Checks  
Release/Renew Stop Payment  $25 Per Item  $25 Fee Series of Checks  
Share Draft Copy  $3 Per Item  $6 Draft Copy Over 6 Months Old  
Account History Printout  $2 Per Printout    
Copy of Statement  $1 Per Page  One Free Statement Copy Per Year  
Statement Reconciliation  $20 Per Hour    
Blank Checks on Existing Account  $5 per page of 4 checks    
Charge for Printed Checks  Vaiies by type    
 Other Fees Effective 1-1-2012
Dormant Account Fee
$10 Annual fee/accounts
Inactive over 1 year 
 
 No fee if Member has Visa,Loans
or cumulative balances > $100
Returned Checks from another     
Institution
 $15 Per Item    
Official Checks  $5 Per Item    
Close Christmas Account Early  $5.00    
Non Recurring Wire Fee  $25.00    
International Wire Fee  Varies    
Visa Gift Card  $1.50 Per Card    
Return Address Fee  $3 Per Item    
Pre-Authorized Wire Fee  $15    
Accumulation Account Withdrawal Two Free Per Montn    $10 Each Additional Withdrawal
Money Market Account Withdrawal  One free per month    $10 Each Additional Withdrawal
Share Draft Checking
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TruthInSavings Disclosures