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Truth In Savings Disclosure
Accumulation Savings Rates Effective 9-30-2011
RANGE OF BALANCES
MINIMUM BAL REQUIRED
TO  EARN STATED APY*
NOMINAL
RATE
APY*
Balance $1,000 - $4,999  $1,000  0.15%  0.15%
Balance $5,000 - $9,999  $5,000  0.25%  0.25%
Balance $10,000 - $24,999  $10,000  0.30%  0.30%
Balance $25,000 or more
 $25,000  0.35%  0.35%
     
Rates Effective 2/29/2012 and
subject to change monthly.  Two
withdrawals per month allowed.
$10 fee for each additional
withdrawal
     
 *Annual Percentage Yield      
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