Loan Rates Effective 3-3-2008

      

Loan Type

 Approx. Term In Months Daily Periodic Rate

*Annual Percentage Rate

       

Share Secured*

Up to 120 Months

0.013014%*

As low as 4.50% APR*

50% Share Secured

Up to 60 Months

0.019178%

As low as 6.75% APR*

*3.50% above declared share dividend rate

 

 

 

New Vehicles, Motorcycles,

 

 

 

Boats and RV's (Year 2008)

 Up to 60 Months

0.014384%

 As low as 5.00% APR*
Up to 72 Months

0.015753%

 As low as 5.50% APR*

Used Vehicles, Motorcycles, Boats, & RV's

 

 

 

Used 2007 & 2008

Up to 66 Months

0.015753%

As low as 5.50% APR*

 2003 thru  2006

 Up to 60 Months

0.015753%

As low as 5.50% APR*

 2001 & 2002 Up to 48 Months 0.019178% As low as 7.00% APR*
2000 and Older Up to 36 Months 0.023288% As low as 8.50% APR*

Computer Loans

Up to 36 Months

0.021918%

As low as 8.00% APR*

 

 

 

 

Personal Loans

      

 

Up to 24 Months

0.026027%

As low as 9.50% APR*

  Up to 36 Months 0.028082% As low as 10.25% APR*
  Up to 48 Months 0.028767% As low as 10.50% APR*
  Up to 60 Months 0.029452% As low as 10.75% APR*

 

 

 

 

Personal Line Of Credit

Up to 60 Months

0.026712%

As low as 9.75% APR*

       

Loan Promotion

Up to 24 Months

0.018904%

As low as 6.90% APR

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IMPORTANT NOTICE:  THE FINAL ANNUAL PERCENTAGE RATE WILL BE BASED ON THE

 APPLICANT'S CREDIT SCORE AND MAY VARY FROM THE RATES LISTED ABOVE.

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P.O.P. Postpone One Payment Program

We offer a P.O.P. Program.  If you qualify, you will be able to postpone one payment per year.  Interest will continue to accrue on the principal balance and your monthly payment will resume the following month.  A minimum fee of $25 will apply.  Please ask if you qualify.